Wow a whole 20K!!!!
Guess what I owe about 15 still. I started in community college and when "I" paid that off I entered a more affordable accelerated program for my bachelor's where I could finish school while working full time like I always had..... Oh yeah and I also started my rental business then too. So basically worked full time, part time (which was sometimes full) and went to school full time!
Know what? It's not everyone else's job to pay off my school debt "I" decided to take on! Grow up stupid!